Business First Wealth Solutions Group has strategically aligned with multiple insurance partners who specialize in specific insurance solutions.
- LPL Insurance Associates – specializing in executive benefit and wealth transfer/estate planning
- Community Financial Insurance Center – specializing in Home, Auto, Commercial Insurance for the individual or company
LPL Insurance Associates
LPL Financial offers full-service insurance solutions and dedicated support through its life insurance agency, LPL Insurance Associates, Inc. It is able to offer our firm the carriers and products to fulfill all of your fixed and variable life insurance needs with more than 24 quality, name brand companies on its platform.
The full suite of insurance solutions includes:
- Term life
- Whole life
- Universal life
- Variable universal life
- Disability insurance
- Long-term and home health care insurance
Irrevocable Life Insurance Trusts (ILITs) Using insurance inside a trust can have a powerful impact on your estate planning strategy. Common client goals addressed by using an ILIT include:
- Helping to avoid forced liquidation to pay estate taxes on an asset a family wants to retain, such as a family business or real estate
- Helping to provide a safety net for potential long-term care needs in later years
- Helping to minimizing estate tax liability at the time assets transfer to heirs
- Helping to offer an opportunity to enhance charitable contributions, in addition to providing for heirs
- Helping to ensuring an equitable distribution of assets to heirs
- Helping to provide for greater control of assets LPL Insurance and The Private Trust Company work together to help us implement this powerful planning tool for you.
LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.
Community Financial Insurance Center, LLC
Community Financial Insurance Center is a full-service insurance company that offers an array of insurance products to meet your insurance needs. At Community Financial, we have access to multiple insurance carriers which enables us to provide you with a customized insurance plan based on what matters most to you. If you need personal insurance, commercial insurance, or life and health insurance, Community Financial will determine which products and services work best for you so that we bring you the best choices at the best rates possible.
- Mobile Home
- Recreational Vehicles
- Commercial Property
- General Liability
- Workers’ Compensation
- Builder’s Risk
- Commercial Auto
- Business Owners
- Inland Marine
- Professional Liability